- FREE EDUCATION AND HUMAN CAPITAL DEVELOPMENT IN GHANA. According to the oxford dictionary, to educate refers to the training of the mind, character and abilities of an individual. In time past, people have always seen education to be expensive considering the time one has to give up and the money one has to put into it. As goes the old adage, if education is expensive try ignorance. Education plays a major role in the development of every economy. The quality of education however has a direct relationship with human capital development. The higher the quality of education the higher the level of human capital development. The provision of free and accessible education for all is one of th…