- Recent revelations that the financial industry is investing its idle cash into Government stocks and bonds may be good news to other key financial players but not the unemployed, educated youth with the will to work, fresh ideas and no capital. The principal activity of any banking institution is collection of people’s monies in the form of bank deposits for safekeeping. With the collected amounts, banks find themselves awash with idle cash which has got to be put to some use, so as to meet financial expenses such as employee salaries. The allocation of these idle funds is what determines a banks success or failure. Equity Bank gave huge amounts in personal loans to the public. Ye…